How much money do you spend “on emotions”?

Most people think that they lack money. In fact, they lack banal financial literacy and a little common sense.



To start earning more than now, you will have to stop being who you are now. It is not easy, but doable!

Here is an approximate sequence of recommended steps:

1. First, understand that personal finances are the part of your life where emotions need to be controlled (move them to the background).



2. Every time when you are going to spend the money you earn, remove emotions away and turn on your analytical skills - “What will this purchase give me? Do I really need it? ”

3. Do a simple exercise right now. Open your wardrobes, look at the balcony and mezzanine. Count how many things you bought on emotions (because you just wanted to buy them!) And now you do not use these things. Now think how much money you paid for these things?



4. For these money spent (in fact, thrown away by you), you could buy yourself good Assets, which little by little would begin to bring you new money.

5. Develop within yourself an immunity to the reckless desire to spend (available or credit) money. Replace this with a good habit of investing your free money and creating Assets.

There are no accidents in life. What you have now (your material wealth, level of savings and income) is the result of your attitude to money, to loans, to assets and wealth. In other words, you created your life today. And if this is so, then you can change it at any time!

Where to get money? You may use credit cards or participate in such programs as getmyoffers.capital one.com. Or if you look enlarged, there are four main areas, by adhering to which you can increase your current income.

1. Your main activity. This is the main place of application of your time and effort - your permanent job or your business. This is the field of activity in which you are (or aspire to become) a professional, grow up the career ladder, improve your skills and qualifications.

2. Additional income (during off-hours): one-time or occasional part-time work.

3. Investment income. This is when your money begins to work instead of you (which, you see, it is very nice!). You make investments (invest your money) and get regular income.

4. Reducing costs:

  • reducing daily expenses;
  • elimination of excess (unnecessary) spending money;
  • rejection of non-core assets and unprofitable activities;
  • transition to more economical modes, cheaper counterparts, etc.

If you have a strong desire to increase your income in order to start making investments, I recommend that you start earning a little money on simple ideas to implement in your free time. And earn money - invest!



Frequently Asked Questions

We also recommend reading the Pennsylvania Kennel Assurance Program's page on Myths & Truths regarding dog breeders.

Why do you have bad reviews on Rip Off Report?   The Rip Off Report has an "F" rating from the Better Business Bureau. We have an "A" rating from the BBB. We get emails from Rip Off Report offering to "turn bad reviews into positive reviews", if only join their "Corporate Advocacy Program". You can see a recent email from them at this link. This is basically blackmail and we encourage people to consider reviews from reliable sources when making decisions. 

1. The prices seem really low, these puppies are half the price of my local pet shop. Why is that?
Remember that you are buying your puppy directly from a breeder (or seller). Usually it is their family pet that has had the puppies.  Dealing directly with sellers naturally results in lower costs. And remember-you are not buying the puppy from happyvalentinesday2016i.com.

2. Where are all these dogs? Are you a giant kennel or dealer?
No, happyvalentinesday2016i.com provides advertising for breeders. We do not raise or sell puppies, we are only a classified website for breeders/sellers to advertise puppies on. (We are not a “high volume broker” either. You always call the breeder/seller directly)

3. Can I take the puppy home with me right away?
This is question you must ask the person who is selling the puppy. In most states the pupy must be 8 weeks old before going to his/her new home.

4. I heard the dog shelters are full! How can you help dog breeders breed more dogs??
Some shelters are indeed full-but unfortuantly this is often a marketing ploy to move more dogs. Shelters wouldn't get very many donations if they announced they have plenty of room. Also some shelters import dogs from other countries-because they can't fill their cages with US dogs. We feel that is dishonest and misleading. It is also common place for "rescues" to actually buy dogs from breeders then offer them as "rescues". (did you ever notice that dogs from shelters and "rescues" have price tags attached)  Here are some links to articles addressing this topic.  http://time4dogs.blogspot.com/2011/03/its-raining-dogsfrom-other-countries.html http://thedogplace.org/SHELTERS/Shelter-Imports_Witouski-102.asp http://spanieljournal.com/33lbaughan.html

Another option-if your concerned about shelter dogs but want to choose a puppy from a breeder, simply buy a puppy - and donate to a shelter. List of shelters on the HumaneWatch.org website.

5. I can’t find the breeder contact information.
Click on the classified ad of the puppy you are interested in, and it will open up a detailed listing with the breeder’s phone number. Each listing has the breeder's/seller contact information on it.

6. Where are you located?
It doesn't matter where we are located, as we are not selling you the puppy. The sellers name, town, zip code and phone number is on the listing. Just click on the puppy classified ad you are interested in for the information.

7. I would like my puppy delivered - who can I call?
Shipping - If you cannot pickup your puppy in person, we recommend contacting the breeder and finding out if they provide shipping. For more details, visit our Pet Transport page by clicking here.

8. How do I register my puppy?

Puppy Registration: The three main organizations to register a puppy with are APRI, AKC and ACA. Below are links to all three:

More information on our website and online reviews.

Thanks for looking at happyvalentinesday2016i.com!

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